Privacy Policy

Effective Date: [01/11/2023]

1. Introduction

At MWE Loans, we respect your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data in accordance with South African rules and regulations.

2. Information We Collect

  • Personal Information: When you apply for a loan, we collect personal information such as your name, contact details, identification documents, and financial information.
  • Usage Information: We may collect information about how you interact with our website, including your IP address, browser type, and access times.
  • Cookies: Our website may use cookies to enhance your browsing experience. You can manage cookie preferences in your browser settings.

3. How We Use Your Information

We use your personal information for the following purposes:

  • To process and manage loan applications.
  • To communicate with you about your application or loan.
  • To comply with regulatory requirements.
  • To improve our services and website.
  • To protect against fraud and unauthorized access.

4. Data Security

We implement security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

5. Third Parties

We may share your information with trusted third parties who assist us in providing our services. These third parties are obligated to maintain the confidentiality of your data.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy. After this period, your data is securely deleted.

7. Your Rights

  • You have the right to access your personal information.
  • You can request that we correct or delete your data.
  • You may withdraw your consent for data processing.
  • You have the right to lodge a complaint with a regulatory authority.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.

9. Changes to this Policy

We may update this Privacy Policy to reflect changes in our practices or for other operational, legal, or regulatory reasons. We encourage you to review this policy periodically.

10. Contact Information

If you have questions or concerns about this Privacy Policy or your personal information, please contact us through the following means:

11. Consent

By using our website and services, you consent to the terms of this Privacy Policy.

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